Five Habits to Cut Back Debt

"Cut expenses 1" by sanja gjeneroIf you’re not up to your eyeballs in debt, consider yourself lucky. Millions of people each year find themselves in tough financial situations. In some cases, they’ve done something irresponsible but in others, they’ve just been hit with some bad luck. Whatever the case, the best way to deal with debt is to avoid it all costs. Here are a few habits to help you stay in the black.

 

1. Spend less than you make.

Five Ways to Spice Up Your Toastmasters Meetings

Five Ways to Spice Up Your Toastmasters MeetingsSometimes it seems like a meeting where everyone practices their public speaking skills can only be so fun. I mean honestly, how many speeches about people’s dogs, families, jobs, etc… can one tolerate? I personally love these types of speeches because I’m fascinated with people and like to learn about them (and truthfully, I’ve actually walked away from many of these types of speeches with useful advice). Of course, not everyone is like me so sometimes you need to change things up.

Do You Have to Wear a Suit to a Job Interview?

"The Groom" by Ben Earwicker Garrison Photography, Boise, ID www.garrisonphoto.orgIf you walk into an office of a company that operates in either high tech or creative services, you’ll probably see their employees dressed casually. A lot of these companies take great pride in their relaxed corporate culture — the employees can use the money they’d otherwise spend on dry cleaning to get the latest iPad or Xbox. So if you’re interviewing at such a company, would you come across as too stuffy if you wore a suit?

I Want to Be a Better Man

 

MedalsEveryone wants to be better. We want to look better, feel better, perform better, get better results, etc…. I’ve fallen into this category and as I’ve realized as I’ve  interacted with thousands of people via social media over the last couple years, I’m not the only one. I don’t think that there’s anything wrong with focusing on improving yourself – after all, we can do some amazing things when we improve ourselves.