Most people fail to do anything major because they see it as a big impossible task that needs to be tackled all at once. If you’re trying to climb a mountain, you can come up with dozens of excuses: you’re not feeling up to it, it’s not the right time to start your journey, you only have an hour and it takes days, etc…. I’m as guilty as anyone — I’ve got more unfinished projects than I care to admit. But these things can be all be tackled (even at once) if you have the desire and the focus. And I’ll show you how.
If you’re not up to your eyeballs in debt, consider yourself lucky. Millions of people each year find themselves in tough financial situations. In some cases, they’ve done something irresponsible but in others, they’ve just been hit with some bad luck. Whatever the case, the best way to deal with debt is to avoid it all costs. Here are a few habits to help you stay in the black.
1. Spend less than you make.
Sometimes it seems like a meeting where everyone practices their public speaking skills can only be so fun. I mean honestly, how many speeches about people’s dogs, families, jobs, etc… can one tolerate? I personally love these types of speeches because I’m fascinated with people and like to learn about them (and truthfully, I’ve actually walked away from many of these types of speeches with useful advice). Of course, not everyone is like me so sometimes you need to change things up.
If you walk into an office of a company that operates in either high tech or creative services, you’ll probably see their employees dressed casually. A lot of these companies take great pride in their relaxed corporate culture — the employees can use the money they’d otherwise spend on dry cleaning to get the latest iPad or Xbox. So if you’re interviewing at such a company, would you come across as too stuffy if you wore a suit?