debt

Five Habits to Cut Back Debt

"Cut expenses 1" by sanja gjeneroIf you’re not up to your eyeballs in debt, consider yourself lucky. Millions of people each year find themselves in tough financial situations. In some cases, they’ve done something irresponsible but in others, they’ve just been hit with some bad luck. Whatever the case, the best way to deal with debt is to avoid it all costs. Here are a few habits to help you stay in the black.

 

1. Spend less than you make.

Why We Feel Inadequate

I’ve noticed a trend lately that has started to bother me – too many people telling us that there’s something wrong with us. I don’t know about you but I’m getting tired of it. Everywhere I turn, I see ads or people trying to get me to go along with their scheme to correct the problems in my life. And it’s everywhere from TV and radio to magazines & newspapers to even social media.

I have no problem with people out there trying to make an honest living. But it just seems like there are a lot of people out there with solutions looking for others to push their solutions on – and these people may not even be in need of these solutions.